About
Markets shape almost everything, and almost nobody is taught how they work.
An interest rate set in one building decides what a mortgage costs in millions of others. A currency moves, and the price of bread moves with it. A pension rises or falls on decisions made by companies most of its owners could not name. Finance is not a specialist subject. It is the plumbing of ordinary life.
Yet most of what is written about it falls into two camps. There is the noise: headlines, hot takes and price targets that are forgotten by Friday. And there is the expert literature, which is careful and valuable, and written in a language that keeps most people out.
This site sits in the gap between them. It starts from curiosity, not from a forecast. Why did that happen? Who benefits? What would have to be true for the opposite to occur? Good questions tend to outlast the answers of any one week.
The aim is not to predict the market. It is to understand it a little better than yesterday.
There is no byline here, on purpose. The work should be judged on its reasoning and its sources, not on who wrote it. If an argument holds up, it holds up. If it doesn't, say so.
What you'll find here
- 01
Research
Long-form pieces that take one topic and follow it properly: the data, the history and what it might mean.
- 02
Questions
Shorter, plain-English answers to the questions people actually ask about money and markets.
- 03
The Week Ahead
Every Sunday: the earnings, data releases, central bank meetings and geopolitics worth watching that week.
The house rules
- Sources first. Claims link to primary data wherever possible: central banks, statistics agencies, company filings.
- Opinions are labelled. It should always be clear where the facts end and the interpretation begins.
- Corrections are public. Mistakes get fixed, and the fix is noted at the bottom of the post.
- Not advice. Nothing here is a recommendation to buy or sell anything. It's research and education.
Ask anything (about finance)
Got a question?
Send in something you've always wondered about markets or the economy. The best questions get a full answer on the site.